Category Archives: Re-mortgages

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Decoding your finances – Why being on SVR is bad for your mortgage

Typically, people re-mortgage in order to take advantage of better rates when they reach the end of a fixed-rate mortgage term, which typically lasts between two and five years. If the fixed rate period ends without them putting a new plan in place they will usually be moved to a Standard Variable Rate (SVR), which […]

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Retirement Interest Only Mortgages – What to consider

In our January blog we introduced you to retirement interest only mortgages. Since then they have received some attention from the online money advice services. So, what should you be thinking about when considering this type of mortgage?  To recap a retirement interest only mortgage is a mortgage that lets you pay the interest. You […]

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Why should you seek out Mortgage advice?

In June 2018 the FCA (Financial Conduct Authority) had 340 regulated mortgage providers on its books. Between them they manage seven million mortgages and have over a thousand different mortgage products. Trying to negotiate that many options as a first-time buyer is going to be tricky.   A mortgage advisor is a specialist with in-depth […]