Category Archives: Expert advice

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Decoding your finances – Why being on SVR is bad for your mortgage

Typically, people re-mortgage in order to take advantage of better rates when they reach the end of a fixed-rate mortgage term, which typically lasts between two and five years. If the fixed rate period ends without them putting a new plan in place they will usually be moved to a Standard Variable Rate (SVR), which […]

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Pre-existing medical conditions don’t always stop you getting life cover

Life expectancy has risen in the UK, and much of the developed world, to the mid-eighties. Couple that with advances in what medicine can achieve and previously life limiting conditions are now manageable, sometimes for many years. This means that life insurers have had to review their view on how they approach conditions that they […]

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Retirement Interest Only Mortgages – What to consider

In our January blog we introduced you to retirement interest only mortgages. Since then they have received some attention from the online money advice services. So, what should you be thinking about when considering this type of mortgage?  To recap a retirement interest only mortgage is a mortgage that lets you pay the interest. You […]

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Income protection – It isn’t all about your mortgage

Income Protection cover, as its name suggests, is designed to ensure you will continue to receive an income if you are unable to work due to illness or disability. Income protection usually pays out until retirement, death or your return to work, although short-term income protection policies, which last for one or two years, are […]