som mortgage

Why should you seek out Mortgage advice?

In June 2018 the FCA (Financial Conduct Authority) had 340 regulated mortgage providers on its books. Between them they manage seven million mortgages and have over a thousand different mortgage products. Trying to negotiate that many options as a first-time buyer is going to be tricky.   A mortgage advisor is a specialist with in-depth […]

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Buy to Let – Is an interest only mortgage still the best option?

Over the years there have been a variety of different mortgage types that have fallen in an out of favour as economic and market conditions have changed. The questions now facing landlords about interest only mortgage tax relief stem from the changes that started to come into effect in April 2017. With an interest-only mortgage, […]

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Do you really need a landlord insurance?

As a landlord, you will need insurance for properties you rent out to tenants. This usually includes similar protection to general house insurance, but as a landlord you need extra cover for things like: Non-payment of rent; Damage caused by tenants to your property; Liability for injury caused by accidents; Rehousing costs if your tenants […]